If you are considering filing bankruptcy, it is absolutely essential that you speak to an attorney. An experienced bankruptcy firm like the Law Offices of Zhou and Chini will clear many of your debts and allow you to start fresh.
Your California bankruptcy attorney will explain to you how your case will proceed and what protections are available to you under your state’s bankruptcy law. At the Law Office of Zhou and Chini we understand that you have faced some difficult decisions in the process that led your decision to file bankruptcy. We are adhering to help.
By contacting a California Bankruptcy Lawyer, you have made the first step in filing bankruptcy – finding a bankruptcy attorney. Remember to bring all of your financial documents to the initial consultation so that you will get the best advice possible. Together, we will review your financial situation and determine the best course of action to fit your needs. Once we have determined if you qualify for Chapter 7 bankruptcy, we will work to move the bankruptcy process ahead quickly and smoothly for those who do not qualify for Chapter 7, there is still an option to you. You can still file a Chapter 13 bankruptcy case. It will require you to enter into a payment plan that will be designed to meet your current ability to pay.
If you are facing financial hardships and are looking to protect your home from foreclosure or a vehicle from repossession, filing a Chapter 13 bankruptcy will protect your home or car. It will stop foreclosure or repossession actions and provide you with a way to catch up on back payments.
Financial problems can be trying, but there is help available. Filing bankruptcy can bring a relief from creditor phone calls and debt collection efforts. It will allow you to restructure your debt and begin building a brighter future.