Federal and state statutes that give protections to both the debtor and the creditor govern bankruptcy law. The law defines a way for debtors to get out of debt without harming… » read more
Calculating Disposable Monthly Income: To calculate your disposable monthly income, you simply deduct your expenses, including mortgage payments or rent… » read more
If you are considering filing bankruptcy, it is absolutely essential that you speak to an attorney. An experienced bankruptcy firm like the Law Offices of Zhou and Chini will clear… » read more
Chapter 13 bankruptcies, often called “wage-earners bankruptcy”, provide a person with a way to achieve a new start, but require the filer to pay off some of their outstanding debts… » read more